Consumer commerce
Immediate, NET 5, or NET 10.
Give B2C customers choice while keeping eligibility, invoice generation, and payment collection inside a controlled workflow.

One financial operating layer
KASH FLOWZ creates a clear boundary between flexible consumer payments and governed business credit—without fragmenting the customer experience.
Consumer commerce
Give B2C customers choice while keeping eligibility, invoice generation, and payment collection inside a controlled workflow.
Business commerce
Approved B2B accounts receive individually assigned NET terms and portfolio-level exposure controls.
Apply for business creditTerms architecture
Every term is explicit, account-bound, and enforced before an invoice or subscription is created.
Available only when assigned to an approved business profile.
Available only when assigned to an approved business profile.
Available only when assigned to an approved business profile.
Available only when assigned to an approved business profile.
Available only when assigned to an approved business profile.
Available only when assigned to an approved business profile.

Hybrid credit policy
New customers and businesses under two years begin with a governed $20,000 trade limit after approval. Sixty days of on-time history can unlock eligibility for a reviewed increase to $30,000.
Terms are enforced from the authenticated customer profile—not a public dropdown.
Invoices and recurring subscriptions carry the approved number of days until due.
Administrators see applications, exposure, payment history, and upgrade eligibility.
Financial commerce, governed